If you’re planning to build or purchase your first home in Victoria, it’s important to understand the concessions and discounts that may be available to you. Knowing what you’re eligible for can help you better manage your budget and determine how much you’ll need to borrow. Stamp duty (officially known as land transfer duty) is […]
Dreaming of building your own home in Victoria? The federal Help to Buy Scheme could be the opportunity you’ve been waiting for. This guide explains how the initiative can help you secure a brand-new home with a much smaller deposit. Launched in late 2025, the Help to Buy scheme allows eligible home buyers to receive […]
Avoid any unwanted surprises and get informed about how much a new home will really cost you. Here’s a breakdown of the fees you can expect and why Purchasing a home is a major investment, so it’s essential to understand the full range of expenses involved. Beyond the price of the house and land, there […]
Here’s how to enter the property ladder with rentvesting. Hoping to break into the property market, but can’t afford to buy where you currently live? Rentvesting might be the answer. What is rentvesting? With inner-city prices soaring, the choice for first home buyers can be stark: move further out of the city and away from […]
When you’re planning to buy or build a home, one of the biggest questions is: how much can I actually borrow? Here’s a snapshot of the key factors that impact your borrowing power, plus practical tips to help you increase it. Income and type of employment Your income plays a major role in determining how […]
For a while there, Aussie homeowners braced themselves every time the Reserve Bank of Australia (RBA) made an announcement. Since early 2022, nearly every update brought with it another interest rate hike – and another hit to the hip pocket. But the tide is finally turning. At the beginning of this year, we saw the […]
With potential rate cuts on the horizon and the first home buyer price cap possibly rising to $950,000, 2025 could be the year you finally buy. Keep reading to find out how the Reserve Bank and recent government proposals could shape your mortgage this year. Buying your first home is one of life’s biggest milestones […]
The government’s First Home Guarantee scheme helps first homebuyers get into their own home for less, and they’ve just announced 50,000 new places for the 2024/25 financial year. Here’s everything you need to know. Buying your first home can seem overwhelming, but the government is helping make it more achievable through the First Home Guarantee […]
